Presser Goldstein has a complete estate planning department. We can integrate your asset protection plan with your present estate plan or work with you (or your attorney) to create a new estate plan.

• You need an up-to-date will (and/or living trust). Your estate won’t then pass by intestacy to unintended beneficiaries. Unfortunately, only one in five Americans has a current will.

• Review your will and/or living trust annually. Your estate planning needs will change as rapidly as your asset protection needs. An outdated will can cause you even more legal problems than dying without a will.

• In addition to your will or living trust, you also need a durable power of attorney (one for healthcare and one for your financial/legal affairs). Appoint someone who can immediately represent you should you become incapacitated. You also need a living will to indicate if you want your life artificially prolonged.

• Employ a knowledgeable estate planner. You will need one if you have a taxable or complex estate. A good estate planner can save you a fortune in estate taxes (Uncle Sam may be your biggest creditor). They can also show you many other ways to combine estate planning with asset protection.

YES, YOU CAN LOSE EVERYTHING!