It can sometimes be wise to roll back your IRA into a qualified plan. And
you can do this if your IRA was originally a rollover from an ERISA-qualified
plan. Or you can set up your own qualified plan. Alternately, you can
set up a tax compliant zero percent ERISA-qualified
and creditor proof money purchase plan. Similarly, if your pension plan isn’t
creditor protected (i.e. a single-member plan), then you can add beneficiaries
to make it creditor proof.