South Dakota Financial Planning Exemptions
Retirement Accounts Exemption: 100%
Homestead Exemption: Real property to unlimited value or mobile home (larger than 240 sq.
ft. at its base and registered in state at least 6 months before filing)
to unlimited value; property cannot exceed 1 acre in town or 160 acres
elsewhere; sale proceeds to $30,000 ($170,000 if over age 70 or widow
or widower who hasn't remarried) exempt for 1 year after sale (husband
and wife may not double.)
Life Insurance Exemption: $20,000
Annuity (Non-IRA/ERISA) Cash Value Exemption: $250/month
DISCLAIMER: These codes may not be the most current version. We make no warranties
or guarantees about the accuracy, completeness, or adequacy of the information
contained on this site or the information linked to on the state site.
Please check official sources.
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