A judgment creditor has many ways to make you disclose your finances. Depositions, interrogatories and requests to produce documents are all options. Your creditors can also subpoena your records and information from third parties. A judgment creditor searching for your assets can check loan and credit applications, bank records, tax returns, court cases (i.e. prior divorces disclose assets) and insurance policies. The paper trail is revealing. Computers make everyone's financial affairs an open book.
Because the ways to gain financial secrecy are so sophisticated, judgment creditors and prospective litigants hire professional asset search firms to locate hidden assets – even whether the prospective defendant has enough assets to make a lawsuit worthwhile. Assume your creditor can accurately profile you. Forensic accounting firms trace millions in wealth deviously and secretively deployed. So it's best to avoid the 'hide the assets' game. It's foolhardy. Your creditor will probably find your assets.