That's a common mistake. One must never confuse secrecy or concealing assets with asset protection, though to discourage lawsuits, financial privacy can sometimes be helpful. A judgment creditor can compel you to disclose your finances under oath. You can't then rely on secrecy. Once under oath you must truthfully disclose your assets. It's perjury to lie to conceal your assets. You want honest protection. With a good plan you can fully disclose your assets, confident that they'll stay creditor-proof. A judgment creditor is entitled to full and honest answers about your present and past assets.