Alabama

For every 60 minutes you spend making money, spend 60 seconds thinking about how to protect it!

Alabama Financial Planning Exemptions

  • Retirement Accounts Exemption: 100%
  • Homestead Exemption: $15,000 and 160 acres, to the extent of any property interest held; if jointly held, each spouse may claim exemption separately.
  • Life Insurance Exemption: 100% for insurance on self or spouse payable to self, spouse or children.
  • Annuity (Non-IRA/ERISA) Cash Value Exemption: A judgment debtor can exempt up to $250/month in annuity payments (aggregate). Anything over $250/month, the court may order the debtor to pay the judgment creditor.

DISCLAIMER: These codes may not be the most current version. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.

Yes, You Can Lose Everything!

You may think that your wealth is safe and that you don't need protection. But don't delude yourself and accept reality — for every 60 minutes you spend making money, spend 60 seconds thinking about how to protect it!

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