California Financial Planning Exemptions

• Retirement Accounts Exemption: Exempt only to the extent that the court determines the property sought to be applied to the satisfaction of a judgment is used for child, family, or spousal support.
• Homestead Exemption: There is not a set amount. It is the greater of the countywide median sales price for a single family home in the calendar year prior subject to a ceiling of about $600k or the statutory minimum of $300k.

Amounts adjusted annually based on inflation.

• Life Insurance Exemption: $9,700 single / $19,400 married
• Annuity (Non-IRA/ERISA) Cash Value Exemption: $9,700 single / $19,400 married

DISCLAIMER: These codes may not be the most current version. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.

Homestead Exemption Amount as of 10/3/25

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