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Rhode Island
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Rhode Island Financial Planning Exemptions

  • Retirement Accounts Exemption: 100%
  • Homestead Exemption: $500,000 in land and buildings you occupy or intend to occupy as principal residence.
  • Life Insurance Exemption: Proceeds from a life insurance policy are exempt if policy specifically states that it cannot be used to pay creditors.
  • Annuity (Non-IRA/ERISA) Cash Value Exemption: Proceeds are exempt if stated in policy documents.

DISCLAIMER: These codes may not be the most current version. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.

Yes, You Can Lose Everything!

You may think that your wealth is safe and that you don't need protection. But don't delude yourself and accept reality — for every 60 minutes you spend making money, spend 60 seconds thinking about how to protect it!

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