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South Carolina
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South Carolina Financial Planning Exemptions

  • Retirement Accounts Exemption: 100%
  • Homestead Exemption: $50k (single person) $100k (married couple) Owners do not need to be married to obtain the $100k exemption, only need to co-own the property
  • Life Insurance Exemption: Exempt if for the primary benefit of the insured's spouse, children, or dependents.
  • Annuity (Non-IRA/ERISA) Cash Value Exemption: 100%

DISCLAIMER: These codes may not be the most current version. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.

Homestead Exemption Amount as of 10/3/25

Yes, You Can Lose Everything!

You may think that your wealth is safe and that you don't need protection. But don't delude yourself and accept reality — for every 60 minutes you spend making money, spend 60 seconds thinking about how to protect it!

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