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Blog Posts in October, 2013

Why do I need an Estate Plan?

It is very important to pass on with a plan in place. An estate plan can help you ID which family members and loved ones will receive your property after your death. It will ensure that your property ...
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If a home has a homestead exemption of more than $146,450; won't this exemption still apply if you don't file bankruptcy within 40 months?

Yes. However, a judgment creditor can often force a debtor into involuntary bankruptcy within the 40 months to limit the homestead exemption to $146,450. This would then expose any additional equity. ...
Continue reading "If a home has a homestead exemption of more than $146,450; won't this exemption still apply if you don't file bankruptcy within 40 months?" »

Would bankruptcy alter my homestead protection?

Recent federal bankruptcy amendments limit the state homestead exemption to $146,450 if you purchased your residence within the 40 months preceding bankruptcy. You must also have lived in that state ...
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How protective are the homestead laws?

The state homestead laws may partly or fully creditor protect the home's equity. Five states totally homestead protect the home; however, most state homestead laws only partly creditor shield the ...
Continue reading "How protective are the homestead laws?" »
The Presser Law Firm, P.A. - Asset Protection Attorney
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